As a “Data Geek” the concept of New Year Resolutions always gets my thoughts going.  I find myself wondering how large the enrollment spike was at my local gym, and even more interestingly how long those January memberships stay active.  Or perhaps the tobacco industry, I wonder if, and how badly, they feel the impact of New Year Resolutions in their income statements.  As for online retailers such as Amazon, it would be fascinating to analyze their product returns since the holidays; I can’t imagine the logistical nightmare that must be! Continue reading →

The task of transforming the culture of your credit union into that of a data centric organization can often leave one’s head spinning.  How do I start?  How do I measure success?  How am I going to afford that?  Generally speaking, I believe these barriers can be summarized by “over complication”.  It is this mentality that prevents most projects from leaving the ground. Continue reading →